First-time buyers · Oakville
Know what you can afford before you fall for a house
A pre-approval tells you your real price range, holds your rate while you shop, and makes your offer credible the moment you find the place. Alex compares 50+ lenders and walks first-time buyers through it in plain language.
House-hunting before you’re pre-approved costs you time and leverage
A pre-approval is not a formality. It tells you your actual budget and protects your rate while you look.
Alex Applegate Licensed with BRX Mortgage, Lic. #13463. Alex compares options across 50+ lenders, at no cost to talk and no obligation.
Alex reviews your income, down payment and credit picture, then confirms a realistic price range and holds your rate for a defined window.
One application, dozens of lenders shopped, not a single bank’s own product shelf.
A pre-approval in hand means your offer is taken seriously, and there are no financing surprises later in the deal.
- First-time home buyers
- Mortgage renewals
- Refinancing & home equity
- Debt consolidation
- Self-employed & non-traditional income
- CMHC multi-unit mortgages
Frequently asked questions
How much does a pre-approval cost?
Nothing. A pre-approval is a free review of your income, down payment and credit to confirm what you can realistically afford, with your rate held for a defined window.
How long is a pre-approval valid for?
A pre-approval commonly holds a rate for up to 120 days, confirmed directly with Alex and the lender at the time it’s issued.
Do I need perfect credit to get pre-approved?
No. Alex reviews your full picture, income and credit together, and works with lenders who assess self-employed and non-traditional situations too.
Reserve your spot, then pick a time
Leave your details and we'll hold your spot, then you go straight to the booking page to pick a time that suits you.
- Licensed with BRX Mortgage
- 50+ lenders compared
- Free pre-approval, held rate while you shop
You'll be speaking with Alex Prefer to talk? Call 647-980-5399.